Mortgage underwriting in the United States

• Mortgage industry of the United States (65)

  • Adjustable rate mortgage
  • Community Reinvestment Act
  • FHA loan
  • FHA-Secure
  • FHLMC
  • FHLMC
  • Federal Housing Administration
  • Fixed rate mortgage
  • Gnma
  • Loan origination
  • Mortgage Bankers Association
  • Private mortgage insurance
  • Redlining
  • Trust deed (real estate)
  • VA loan
  • 311 Foreclosure Prevention Programs
  • A-paper
  • American Credit Union Mortgage Association
  • Appraisal subordination entitlement reduction
  • Assumption of mortgage
  • Blanket loan
  • Certified Mortgage Planner
  • Certified mortgage consultant
  • Chain of Blame
  • Collateral Valuation Adjustments
  • Creative financing
  • Debt-to-income ratio
  • Floor loan
  • Full documentation loan
  • Gap financing
  • Good faith estimate
  • Graduated payment mortgage loan
  • HUD auction
  • Hard money lender
  • Hard money loan
  • Home Mortgage Disclosure Act
  • Jumbo mortgage
  • Loan modification in the United States
  • Loan purpose
  • Loan servicer
  • Mirror Mortgage
  • Mortgage Credit Certificate
  • Mortgage GSE controversy
  • Mortgage constant
  • Mortgage discrimination
  • Mortgage revenue bond loan
  • National Association of Affordable Housing Lenders
  • National Association of Mortgage Brokers
  • National Mortgage News
  • National Reverse Mortgage Lenders Association
  • No Income No Asset
  • Non-conforming mortgage
  • Participation mortgage
  • Predatory mortgage servicing
  • Real Estate Mortgage Investment Conduit
  • Residential mortgage-backed security
  • Stated income loan
  • Straw borrower
  • Subprime crisis impact timeline
  • Super jumbo mortgage
  • Upfront mortgage lender
  • Verification of employment
  • WMC Mortgage Corporation
  • WODRA
  • Yield spread premium
  • eMortgages
  • more...

• Debt

  • Mortgagor
  • Borrowers
  • Rate of interest
  • Fannie and freddie
  • Amortizing

• Real property law

  • Marketable title
  • Clear title
  • Land contract
  • Warranty deed
  • Loss mitigation
  • Real Estate Settlement Procedures Act
  • Mortgagor

• Contract law

  • Offeree
  • Buydown
  • Down payment
  • Mortgagor
  • Land contract

• Real estate

  • Earnest money deposit
  • Mortgagor
  • Marketable title
  • Clear title
  • Loss mitigation

• Personal finance

  • Loan to value
  • Subprime
  • Alt-A
  • Prepayment penalty
  • Buydown
  • Down payment

• Financial services

  • Thrift institutions
  • Mortgage broker
  • Stock brokerage
  • CDOs
  • Consumer finance

• Types of insurance

  • Mortgage insurance
  • Hazard insurance
  • Title insurance
  • Reinsurance
  • Private mortgage insurance

• Terms and concepts of the 2000s United States housing bubble (42)

  • Mortgage backed securities
  • Mortgage loan
  • Secondary mortgage market
  • Securitization
  • A-paper
  • A-paper
  • Adjustable rate mortgage
  • Alt-A
  • American Recovery and Reinvestment Act of 2009
  • CDOs
  • Chain of Blame
  • Constant maturity credit default swap
  • Credit crunch
  • Credit default swap
  • Deed in lieu of foreclosure
  • Economic bubble
  • Flipping
  • Foreclosure
  • Foreclosure defense
  • Green shoots
  • High-yield debt
  • Home Equity Protection
  • Interfaith Housing Center of the Northern Suburbs
  • Liquidity crisis
  • Loan modification in the United States
  • London Interbank Offered Rate
  • Mark-to-market accounting
  • Moral hazard
  • Negative equity
  • Net capital rule
  • No Income No Asset
  • Nonrecourse debt
  • Predatory lending
  • Predatory mortgage servicing
  • Real Estate Mortgage Investment Conduit
  • Recession
  • Shadow banking system
  • Short sale (real estate)
  • Speculative fever
  • Stated income loan
  • Subprime
  • TED spread
  • Toxic asset
  • more...

• Banking (10)

  • Construction loan
  • Variable rate
  • Mortgage note
  • Commercial mortgage
  • loan application
  • loan application
  • Origination fee
  • Adjustable rate mortgage
  • Mortgage loan
  • Loss mitigation
  • Amortizing
  • more...

• United States Department of Housing and Urban Development agencies

  • Federal Housing Administration
  • Gnma
  • Office of Community Planning and Development
  • Office of Public and Indian Housing
  • Partnership for Advancing Technology in Housing

• United States government sponsored enterprise (9)

  • FNMA
  • FHLMC
  • Fannie and freddie
  • Farm Credit System
  • Federal Agricultural Mortgage Corporation
  • Federal Agricultural Mortgage Corporation
  • Federal Home Loan Banks
  • Gnma
  • Government- -sponsored enterprise
  • SLM Corporation
  • more...

• Structured finance (19)

  • Asset-backed securities index
  • Asset-backed security
  • Assurance contract
  • CDOs
  • Collateralized mortgage obligation
  • Collateralized mortgage obligation
  • Credit enhancement
  • Fannie and freddie
  • Mortgage backed securities
  • Mortgage yield
  • Option-adjusted spread
  • PSA prepayment model
  • Prepayment penalty
  • Quadiary Cluster
  • Residential mortgage-backed security
  • Single-tranche CDO
  • Structured investment vehicle
  • Synthetic CDO
  • Tranche
  • Yield-curve spread
  • more...

• Mortgage (102)

  • Mortgage Banking
  • Mortgage fraud
  • Mortgage lenders
  • Negative amortization
  • Second mortgage
  • Second mortgage
  • AEPROSER
  • Adjustable rate mortgage
  • Alt-A
  • Alternative Mortgage Transaction Parity Act of 1982
  • Appraised value
  • Assumed mortgage
  • Australian mortgage
  • Balloon payment mortgage
  • Biweekly Mortgage
  • Burlington Company
  • Cash out refinancing
  • Certificate in Mortgage Advice and Practice
  • Chain of Blame
  • Chartered surveyors in the United Kingdom
  • Chattel mortgage
  • Collateralized loan obligation
  • Collateralized mortgage obligation
  • Commercial Mortgage Securities Association
  • Commercial mortgage
  • Company mortgage
  • Conforming loan
  • Construction loan
  • Continuous- -repayment mortgage
  • Council of Mortgage Lenders
  • Danish mortgage market
  • Discount Points
  • Endowment mortgage
  • Energy efficient mortgage
  • Eurohypothec
  • European Mortgage Federation
  • Expert systems for mortgages
  • Fannie and freddie
  • Fixed rate mortgage
  • Flexible mortgage
  • Forbearance
  • Foreclosure
  • Foreign currency mortgage
  • Foreign national mortgage
  • Fractional financing
  • Glossary of US mortgage terminology
  • HELOC
  • Higher lending charge
  • Home equity loan
  • Home mortgage interest deduction
  • Home valuation code of conduct
  • Interest-only loan
  • Liquidation value
  • Loan servicing
  • Location Efficient Mortgage
  • Loss mitigation
  • Mortgage Choice
  • Mortgage Interest Relief At Source
  • Mortgage acceleration
  • Mortgage arrangement fee
  • Mortgage backed securities
  • Mortgage belt
  • Mortgage broker
  • Mortgage calculator
  • Mortgage cashback
  • Mortgage equity withdrawal
  • Mortgage industry of the United States
  • Mortgage insurance
  • Mortgage life insurance
  • Mortgage loan
  • Mortgage modification
  • Mortgage note
  • Mortgage packagers
  • Mortgage repossession
  • Mortgage servicer
  • Mortgage servicing rights
  • Negative equity
  • No doc loan
  • Offset mortgage
  • PITI
  • Payment protection insurance
  • Pre-qualification
  • Principal balance
  • Private mortgage insurance
  • Property use
  • Purchase price adjustment
  • Real estate appraisal
  • Refinancing
  • Remortgage
  • Repayment mortgage
  • Reverse mortgage
  • Risk-based pricing
  • Russian mortgage certificate
  • Seller financing
  • Shared appreciation mortgage
  • Strategic default
  • Subprime
  • Subprime mortgage crisis
  • UK mortgage terminology
  • Value-in-use
  • Variable-rate mortgage
  • Warehouse line of credit
  • Wraparound mortgage
  • more...

• See also (20)

  • Undivided interest
  • Installment sale
  • Trustor
  • Planned unit development
  • Underwriting
  • Underwriting
  • Secondary marketing
  • Amortized
  • Right of survivorship
  • Impoundment (political)
  • Philip J. Kaplan
  • Countries
  • Places
  • Straw buyer
  • Principal balance
  • Discount Points
  • The Borrower
  • Musicians
  • Piti
  • Lox
  • Citifinancial
  • more...

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